INSURANCE

What Happens When The Insurance Company Denies My Claim

Policyholders take great pride in the fact that they own their property. You work hard to pay your taxes, pay your bills, and be responsible over your property. At the end of the day, being able to enjoy the benefits of your hard work makes it all worth it. Unfortunately, at some point in their lives, most property owners will […]

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Why Do Insurance Companies Hire Engineer Firms?

Everyone has insurance in case something happens. It is there to protect you and cover any losses you may incur during a disaster. Unfortunately, it’s not always quite that simple. When you file a claim your insurance company has to pay out. And while that is why you have insurance in the first place, they need to make sure that

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Steps To Take If An Engineer Denies Your Claim

Homeowners’ insurance cover is supposed to be a tool that relieves you of any financial stress if your house gets damaged. However, this is not always the case. Some insurance companies have the liberty to reject claims made by homeowners. While there are reliable insurance providers that are sure to cover any damages on your property, some will look for

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How Does Hail Damage Your Insulation?

Hail is an example of a powerful force of nature that causes significant damages to a commercial/industrial building. As your building’s first protection from the elements, your roof often sustains immense destruction after a hailstorm. Whether your commercial roof is made of asphalt, metal, concrete or single-ply membranes, it can still succumb to hail damage. While most hail damage is

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The Contention Between Insurance Companies And Illinois’ Law Regarding The Matching Policy

Matching policy remains one of the most contentious and challenging issues in the world of property insurance. While homeowners believe that insurance is supposed to cover everything that is damaged in case of accidental occurrences such as storms, fire, or flood, some policies may have stipulations that are hard to interpret. One issue that has proved to be a hard

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What You Need To Become A Public Adjuster

Public insurance adjusters play a critical role that sometimes goes unnoticed in the insurance industry. They help policyholders navigate the complex claim-making process. And since this profession has excellent rewards, people are willing to pursue it as a career. However, not many of these people know what they are required to do or where to start. In this piece, we’ll

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Overhead And Profit

The one discussion that is currently taking the insurance industry by storm is that concerning general contractor overhead and profit, and where it comes in in the property insurance claim. Whereas the terms “repair cost” or “replacement cost” are not clearly defined in the typical property insurance policy, it goes with saying that labor and materials are elements that amount

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Insurance Paid Out Only 2 Sides Of Siding. How Do I Get The Other Two?

Matching remains the most contentious and the most talked about issue in property insurance.  Typically, home insurance features a provision that obligates the insurer to repair or replace a damaged property using “material of like kind and quality” or “similar material” when damage occurs.  When an unexpected or sudden catastrophe or incident strikes, it may result in part or portion

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Proof Of Loss

When an unprecedented disaster strikes or unexpected events occur, your property will likely incur some devastating damages. As a property owner, taking an insurance cover is one way to ensure that you’re protected against such occurrences. However, when you pend a signature to accept a given insurance policy, you’ll be required to comply with a set of post-loss requirements for

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